If you provide us with your information through our website, for instance by filling in a qualification form or a loan application, we shall use your information as set out in this privacy policy and in the notices we provide when you submit your information. In order to better assess your suitability for our products and services, we may also collect information from employers, insurers, financial institutions and trades people, as well as from the three national credit-reporting agencies (Experian, Equifax, and Trans Union) or other regional credit reporting agencies. By submitting your personal information, you consent to our use of the information as set out in this privacy policy and such notices and to our use of such information for the purposes set out below. If you give us your personal information, we will use it to provide you with the information you request. We may also from time to time contact you by mail, telephone, or email to provide information that may be of interest to you, including our newsletter, special offers and details about the services we offer. You can tell us to stop sending you marketing information at any time by contacting us. By submitting your personal information, you agree that we may for the purposes set out above disclose your information to our agents and service providers.

We may disclose certain information about you when:

• a court or governmental agency requires us to do so;
• we are or may be selling all or any part of our business or merging with another business; and
• we are providing information to someone with a legal interest in your information, such as someone who lent you money and holds a lien on your property.